Habitat Homes
Habitat for Humanity builds affordable homes with families who qualify. New homes are sold at cost and financed with no interest. The average monthly payment for a 3-bedroom home can be approximately $300, including insurance and taxes. Families contribute 350 hours of "sweat equity" before moving into their new homes.
How do I qualify?
Answer these 3 questions to see if you qualify!
1. Do I have need?
If you can check at least one of the following, and yours is less than the income on the chart according to family size, you may qualify.
Can you check one of the following? "My house is... "
___ Overcrowded.
___ Poorly maintained (substandard).
___ In an unsafe neighborhood.
___ I do not have a place of my own.
and
My income is below the amount shown according to family size
(not including food stamps)
Family Size Maximum Annual Income
1 $22,750
2 $26,000
3 $29,250
4 $32,500
5 $35,100
6 $37,700
7 $40,300
8 $42,850
For larger family sizes, please contact us.
2. I have the ability to pay
All 3 of the following statements must be true
___ I have not declared bankruptcy in the past year.
___ I pay my rent, utilities, and other bills on time.
___ I have had stable income for the past year.
3. I am willing to partner with Habitat.
Both of the following statements must be true.
___ I am willing to partner with Habitat and put in 350 hours of
"Sweat Equity" helping to build my own home and further
supporting the mission of Habitat in Nicholas and Webster
Counties.
___ I will attend budgeting and home ownership classes.
1. Do I have need?
If you can check at least one of the following, and yours is less than the income on the chart according to family size, you may qualify.
Can you check one of the following? "My house is... "
___ Overcrowded.
___ Poorly maintained (substandard).
___ In an unsafe neighborhood.
___ I do not have a place of my own.
and
My income is below the amount shown according to family size
(not including food stamps)
Family Size Maximum Annual Income
1 $22,750
2 $26,000
3 $29,250
4 $32,500
5 $35,100
6 $37,700
7 $40,300
8 $42,850
For larger family sizes, please contact us.
2. I have the ability to pay
All 3 of the following statements must be true
___ I have not declared bankruptcy in the past year.
___ I pay my rent, utilities, and other bills on time.
___ I have had stable income for the past year.
3. I am willing to partner with Habitat.
Both of the following statements must be true.
___ I am willing to partner with Habitat and put in 350 hours of
"Sweat Equity" helping to build my own home and further
supporting the mission of Habitat in Nicholas and Webster
Counties.
___ I will attend budgeting and home ownership classes.
If you qualify...
If you met the three basic guidelines, please complete the eligibility screening form linked below, then send it to the address found on the contact us page.
| eligibilityscreeningform.pdf |
You will need Adobe (free download) to view it, though most computers come with it installed.
